May 4: The ABC’s of Dollars and Cents

Wed 04th May, 2011 – Wed 04th May, 2011

Posted by Andrew H. Kim

How do I manage cash flow?
How much insurance do I really need?
How do I begin to matter to my bank and not simply be a magnet for fees?                                                                                                                   How do I get a competitive advantage while supporting responsible business practices?

Many photographers are either already small business owners or plan, due to economic realities or personal aspirations, to be their own boss. Everyone knows that being a small business owner doesn’t necessarily make you rich (although it could…). What is more important is to be smart about the money you do have.  It’s critical for small business owners to know how to properly use their economic freedom and not fall victim to misleading facts and slick salespeople.  Join us for this informative round table so you can begin to build your business and overall economic success.

Robert Tzall – Principle of Photocredit Associates LLC

–What is factoring and a short history

– Good debt v. bad debt, factoring vs. financing

–Where factoring can help your business

–Emergency cash flow, regular cash flow, equipment purchases, accounting reasons

–Details of a deal

–Why is it not better to just wait to get paid

–What is ABL and how it can help photographers

Ande D’Addona – Professional Economic Growth Group

–Cursory outlines of different lines of insurance

– Is insurance LGBT/alternative lifestyle friendly?

–The cost of being insured vs. not

–Difference between whole and term life insurance


–Long term care

–Professional liability

–Possibilities and benefits of obtaining health care through small business plans

Heather Tzall – President of Certify My Company

–What is diversity certification?

–Why is diversity important?

–How can diversity certification give me a competitive advantage?

– Is my company the right fit for certification?

–Setting up your own supplier diversity program for you company

–Practical advice and success stories

Wednesday, May 4, 2011

6:00pm- 6:30pm: Check in and networking

6:30pm: Presentation

Price (additional $5 at door)
APA Members $10.00
Non-Members $20.00





Sun 13th Sep, 2020

Congratulations to the Winners...

APA 2020 awards winners!